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Real Estate Dictionary


 
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U

Underwriter - One who insures another. A small title company may buy insurance from a larger one (the underwriter) for all or part of the liability or its policies.

Underwriting - The process of evaluating a loan application to determine the risk involved for the lender. Underwriting involves an analysis of the borrower's creditworthiness and the quality of the property itself.

Unilateral Contract - A contract where one party expressly makes a promise. The other party, although having made no reciprocal promise may be obligated by law or may be required to give consideration.

 
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